Альфа-Банк Б2Р25

RU000A107AM4

Data on this page is shown in Russian.

Price

RUB 1,004.40

Yield

13.5%

Maturity

26.11.2026

Coupon

Fixed

Coupon details

Amount

33.03

Accrued interest

19.6

Payments per year

4

Next coupon

27.08.2026

Bond details

Face value

RUB 1,000.00

Currency

rub

Subordinated

No

Amortization

No

Qualified investors

No

Issuer credit rating

—

Based on AI web search, not confirmed by an agency

AI signals

AI analysis

Облигация Альфа-Банка Б2Р25 (RU000A107AM4) торгуется по цене 99.92% от номинала с доходностью к погашению 14.28%. При текущей ключевой ставке ЦБ РФ 14% спред составляет всего около 28 б.п. Маленький спред к ставке при высоком кредитном рейтинге (AA+ по Эксперт РА) отражает низкий кредитный риск эмитента и не является сигналом проблем. Дюрация минимальна: до погашения 26.11.2026 осталось около 3 месяцев, поэтому процентный риск и чувствительность к изменению ставки ЦБ практически отсутствуют. Бумага не субординированная, без амортизации, доступна неквалифицированным инвесторам. Финансовые показатели эмитента сильные (выручка 1.75 трлн, прибыль 229.98 млрд, EBITDA 180 млрд), что подтверждает устойчивость. Итог: это низкорисковый инструмент для краткосрочного размещения ликвидности с доходностью чуть выше ключевой ставки. Премия скромная, но риск минимален, что оправдывает покупку для консервативных целей.

This analysis is generated by artificial intelligence and is not individual investment advice. Consult a licensed financial advisor before making an investment decision. Past results do not guarantee future returns.

What if?

future payout forecast
₽
RUB 10,000RUB 10,000,000
InvestedRUB 99,43699 pcs
You get backRUB 100,372
Net incomeRUB 936
MonthlyRUB 1,090
Annual yield 9.0%To maturity 0.1 yrs

FAQ

What is the yield to maturity of RU000A107AM4?

The yield to maturity (YTM) of the Альфа-Банк Б2Р25 bond is 13.5%.

When is the next coupon on RU000A107AM4?

The next coupon payment on the Альфа-Банк Б2Р25 bond is on 27.08.2026.

When does the RU000A107AM4 bond mature?

The maturity date of the Альфа-Банк Б2Р25 bond is 26.11.2026.

Algorithm

How BondScan works

Three stages: from hundreds of securities to a top 100 of reliable options in minutes.

🧹
1

Quick screening

We instantly remove securities with low liquidity, opaque terms and yield below the key rate.

⚖️
2

Deep analysis

The neural network compares the remaining securities: the issuer's financial health, credit quality and the yield-to-risk ratio.

🏆
3

Ranking

The best candidates are scored on three axes: reliability, yield, recommendation. The result is a ready top 100.

Performance

Proven effectiveness of the BondScan algorithm

Yield comparison: BondScan Top 100 vs the Moscow Exchange bond index (RGBITR)

BondScan Top 100
RGBITR (Moscow Exchange)
0%5%10%15%20%Jul 25OctJan 26AprJul 26+16.83%+10.1%+6.7pp
16.83%
Top 100 yield to maturity
+10.1%
RGBITR over the year (actual data)

The BondScan Top 100 offers a yield to maturity of 16.83%, which is 6.7 pp above the Moscow Exchange index (RGBITR, +10.1% over the year). The algorithm filters out hidden subordination risks and picks securities with the highest risk-adjusted premium to the key rate.

Problem

What does an investor face?

Information noise and Excel sheets

Hundreds of issues are traded on the market. To find worthwhile options you have to spend hours collecting data from different screeners, double-checking credit ratings by hand and merging everything into spreadsheets.

High coupon ≠ safety

Abnormally high yield often masks weak company finances or the status of a subordinated bond. A single default can wipe out a whole year of profit.

No time for deep analysis

Hundreds of securities on the market, each with its own financial health, ratings and payment schedules. Only an analyst can sort it out by hand.

Economics

Calculate the payback of BondScan for your capital

AI analysis of securities raises portfolio yield by 6.7 pp on average.

$11,765
Portfolio size
$1,176$58,824
$788
Additional income per year
thanks to AI analysis
$118
Annual subscription cost
≈ 1.0% of the portfolio
×6.7
Payback: extra income
exceeds the subscription 6.7 times

The subscription costs less than 1.0% of the portfolio. The extra income from BondScan ($788) exceeds the subscription by 6.7 times. BondScan pays for itself in the first month.